Crypto Wealth Planning Guide
Use this checklist to slow down the planning process, gather the right documents, and make sure the advisor conversation starts with the decisions that matter most.
Checklist
- Collect exchange, wallet, staking, mining, and transfer records before estimating tax.
- Separate security and custody decisions from investment decisions.
- Choose a tax reserve before selling or reinvesting sale proceeds.
- Write a diversification policy that does not depend on predicting the next price move.
- Review estate access, hardware-wallet instructions, beneficiary designations, and trusted contacts.
- Coordinate charitable giving or donor-advised-fund transfers before taxable sales where appropriate.
What to bring to an advisor
Bring the documents, numbers, deadlines, and unanswered questions that define the planning problem. The best first meeting is not a product conversation. It is a decision map that shows what must happen now, what can wait, and which professionals need to coordinate.
Numbers
Estimated value, basis, debts, taxes, income needs, cash reserves, and any transaction-specific deadlines.
Documents
Tax returns, statements, agreements, letters of intent, entity documents, trust documents, and professional contact information.
Priorities
Privacy, family, lifestyle, charitable, estate, income, and risk preferences that should shape the plan.
Questions
Anything that feels irreversible, unclear, or too expensive to answer after the fact.
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